Applying for a home loan or car loan? Here’s how to check your CIBIL score online | How-to

Applying for a home loan or car loan? Here’s how to check your CIBIL score online

You must check your CIBIL score before applying for any loan as it’s very important for loan approval. Here is how to do it online. 

| Updated on: Aug 22 2022, 13:39 IST
How to check CIBIL score at
How to check CIBIL score at (
How to check CIBIL score at
How to check CIBIL score at (

Are you planning to apply for a home loan, car loan or even a personal loan? If yes, then you must check your CIBIL score because it is as important as the other documents. CIBIL score is a three-digit number that reflects a loan seeker's credibility. It's mandatory while applying for a loan. Whether you're applying for a home loan, auto loan or a personal loan, banks check your CIBIL score before approving a loan. Having a good CIBIL score has several benefits. You can get a loan smoothly and sometimes even at lower interest rates as well as you can ask for a higher amount. So, here we explain how to check CIBIL score.

CIBIL score of an individual depends on information like previous loans and their repayments, credit utilization, credit enquiries, and the types of credit you have. It is calculated on a scale of 300 to 900 with 300 being the lowest score and 900 the highest score. A CIBIL score of 850 and above is considered excellent whereas a CIBIL score between 750 to 849 is considered good and a score between 700-749 is considered average. To check your CIBIL score, you can follow these simple and easy steps.

How to check CIBIL Score online?

30 Minutes
  • Smartphone
  • Laptop
  • Updated browser
  • Internet
Step 1:

Go to the official CIBIL website (

Step 2:

On the homepage, click on ‘Get your CIBIL Score’ and Scroll down to the FAQ section and tap on “How much do I need to pay to get a CIBIL Credit Report?”

Step 3:

Next, click on the Free CIBIL Credit Report option and select “Get Your Free CIBIL Score option.”

Step 4:

On the next page, create a new account, if you don’t have one already and fill in the details like your name, email address, ID and your mobile number. 

Step 5:

Now, click on the Accept and Continue option. Once done, you will receive an OTP on your mobile number which you need to verify.

Step 6:

Now, go to the dashboard and check your credit score. 

Step 7:

A new page will be opened, click on the Member Login option and enter your login details and your CIBIL score will be displayed. 

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First Published Date: 05 Jul, 13:47 IST