Pay through BHIM UPI Payments App; here’s how to do it right- Explained

BHIM UPI Payments app allows you to send/receive money or make payments without any hassles. Know simple and easy steps to do so.

Here is how to use BHIM UPI Payments app. (BHIM)

BHIM (Bharat Interface for Money) is a very reliable Unified Payments Interface (UPI) system that allows users to send/receive money, make payment via a Virtual Payment Address or QR code without any hassles. It has eased the process of carrying out financial transactions considerably. You can transfer money on all 365 days in a year on a 24/7 basis. It is even accessible on bank holidays. It was developed by the National Payments Corporation of India (NPCI). It's an aggregator for all UPI-based services offered by banks. If you don't know how to use it or are facing problems in using UPI, here's a step-by-step guide to help you out.

How to use BHIM UPI Payments app

Time	Tools	Supplies
30 Minutes	Android phone	Internet

Step 1:

To use the BHIM UPI, you will need to first download the application from Google Play Store by searching for ‘BHIM’. The app is not available on iPhones yet.

Step 2:

Once, the app is installed, proceed to set up your profile by choosing your preferred language and verifying your phone number linked with the bank account.

Step 3:

Click on Next and wait for the verification process to be completed.

Step 4:

Once the verification is complete, set up a four digit passcode.

Step 5:

Next, select your bank from the dropbox and the app will automatically pick up your details using your phone number. 

Step 6:

Now, select the primary bank account that will be used for all your transactions and your profile will be ready for transactions.

Step 7:

You can send/ request or scan/pay by tapping any of the available options. Note that the transactions are possible only between verified phone numbers.

Step 8:

If you want to send money to someone, type in their phone number or UPI id or bank details and add the amount to be transferred. 

Step 9:

1. The app will prompt you to input your MPIN or a four or a six digit code that authenticates the transaction and your money will be transferred. Likewise, you can also request money from someone, using their phone number.

Step 10:

If you want to scan & pay, then scan the two dimensional black and white barcode and make the payment.