Samsung lets you buy its Galaxy S22 now, and asks you to pay LATER! Check out the offer

Samsung and ICICI Bank introduce the “Buy Now, Pay Later” offer that lets you make payments in easy installments.

The offer is available for ICICI Bank Credit Card holders and can be availed at retail outlets across India. (Amritanshu / HT Tech)

Samsung knows that its uber cool smartphones such as the Galaxy S22 Ultra and Galaxy Z Fold 3 carry hefty prices. Hence, it wants to make it easy for you to own its premium flagships. The new way is essentially similar to an EMI system but Samsung makes it easy for ICICI Bank cardholders to do it with the ‘Buy Now, Pay Later' option. The feature is available only for Samsung flagship as well as foldable smartphones, thus allowing for more flexibility in owning these expensive smartphones.

The offer is available for ICICI Bank Credit Card holders and can be availed at retail outlets across India. With the “Buy Now, Pay Later” option, customers will only need to pay 60 percent of the total amount in 18 monthly installments. The rest of the 40 percent amount needs to be paid in the last 19th installment. However, note that only those customers are eligible for this offer who have a minimum credit limit of Rs. 1.5 lakhs.

Samsung Buy Now Pay Later option is here

Samsung is also allowing zero down payment and a processing charge of 1 percent on flagship models such as the Galaxy S22 series, Galaxy Z Fold3 and Galaxy Z Flip3.

Along with the Buy Now Pay Later option, Samsung also introduces other offers on these high0end smartphones. Those purchasing the Samsung Galaxy S22 Ultra 5G can get the Galaxy Watch 4 at a price for Rs. 2,999. Those getting the Galaxy S22+ 5G or Galaxy S22 5G can get the Galaxy Buds 2 earbuds at a price of Rs. 2,999.

While these offers are nice, you should only get them on the Galaxy S22 series devices. The Galaxy Z Fold 3 and Galaxy Z Flip 3 are soon to be replaced with their successor models. Expected to be called the Galaxy Z Fold 4 and Galaxy Z Flip 4, these models could offer better performance with the new Snapdragon 8+ Gen 1 chips, better display, and updated other features. The Fold 4 is said to get a bigger display that could make it more akin to a conventional smartphone. The display crease is also expected to be lesser this year than on the previous year's model.