# Amazon India, Flipkart introduce cardless credit ahead of festive sales | Tech News (HT Tech) > Cardless credit can be applied only through the smartphone apps of Amazon India and Flipkart. # Amazon India, Flipkart introduce cardless credit ahead of festive sales ## Cardless credit can be applied only through the smartphone apps of Amazon India and Flipkart. Aug 20 2022, 11:10 IST ![Follow on Facebook](https://images.hindustantimes.com/tech/static/revamp/images/png/follow-us-facebook.png) ![Follow on Facebook](https://images.hindustantimes.com/tech/static/revamp/images/png/follow-us-facebook-hover.png) ![Share](https://images.hindustantimes.com/tech/static/revamp/images/png/Share.png) ![Share](https://images.hindustantimes.com/tech/static/revamp/images/png/Shareclicked.png) ![Share on WhatsApp](https://images.hindustantimes.com/tech/static/revamp/images/png/whatsapp.png) ![Share on WhatsApp](https://images.hindustantimes.com/tech/static/revamp/images/png/whatsapp-hover.png) ![Share on Twitter](https://images.hindustantimes.com/tech/static/revamp/images/png/twitter.png) ![Share on Twitter](https://images.hindustantimes.com/tech/static/revamp/images/png/twitter-hover.png) ![Share on Facebook](https://images.hindustantimes.com/tech/static/revamp/images/png/facebook.png) ![Share on Facebook](https://images.hindustantimes.com/tech/static/revamp/images/png/facebook-hover.png) ![Bookmark](https://images.hindustantimes.com/tech/static/revamp/images/png/Bookmark.png) ![Bookmarked](https://images.hindustantimes.com/tech/static/revamp/images/png/Bookmarked.png) ![Flipkart launches cardless credit ahead of ‘Big Billion Days’ sale starting on October 10.](https://images.hindustantimes.com/tech/rf/image_size_960x540/HT/p2/2018/10/05/Pictures/india-us-retail-company-flipkart-walmart-amazon_96abe974-c898-11e8-978e-6307977af0b0.jpg) Flipkart launches cardless credit ahead of ‘Big Billion Days’ sale starting on October 10. (AFP) ![Author Photo](https://images.hindustantimes.com/tech/static/revamp/images/png/HTTech-new-circle-logo.png) ### By MARCIA SEKHOSE Shopping on Amazon India and Flipkart has become easier with the introduction of 'cardless credit' payment. This feature lets users take credit up to ₹60,000 and repay in EMIs of 3-12 months. This new payment is for users without a credit card. EMI payments are available only on credit cards on Amazon India and Flipkart. Here, the credit limit provided can be repaid through debit cards. Cardless credit has been launched in line with the upcoming festive season in India. Both e-commerce platforms will also host its festive season sale next week. Amazon's 'Great Indian Festival' and Flipkart's 'Big Billion Days' will take place from October 10 to October 15. Also read click here. Flipkart Cardless Credit This new payment method is a continuation of Flipkart's 'Buy Now Pay Later' scheme. Flipkart offers credit limit of up to ₹60,000 depending on the user's scores derived from customer behaviour. Users can apply for this payment method only through the Flipkart Android app by following this link. Flipkart requires personal details including PAN and Aadhaar number while applying for credit. The credit limit will be added to the user's Flipkart account. One needs to select 'Flipkart Finance' as the payment method while checking out. Users can repay the amount next month or in EMIs of 3-12 months through debit card or net banking. Amazon Pay EMI Amazon's cardless credit also works the same way. Users need to provide their Aadhaar or PAN details for registration. The credit limit can be used through the user's Amazon Pay balance. Users need to link a bank account for auto-repayment of the credit amount. They can then purchase products through EMIs using Amazon Pay. 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