# Can linking bank account with Aadhaar card cause you financial loss? | How-to (HT Tech) > Aadhaar card holders can link their bank account with their ID. Doing the same will not cause you any financial loss. Check details. # Can linking bank account with Aadhaar card cause you financial loss? ## Aadhaar card holders can link their bank account with their ID. Doing the same will not cause you any financial loss. Check details. Jan 14 2022, 13:53 IST ![Follow on Facebook](https://images.hindustantimes.com/tech/static/revamp/images/png/follow-us-facebook.png) ![Follow on Facebook](https://images.hindustantimes.com/tech/static/revamp/images/png/follow-us-facebook-hover.png) ![Share](https://images.hindustantimes.com/tech/static/revamp/images/png/Share.png) ![Share](https://images.hindustantimes.com/tech/static/revamp/images/png/Shareclicked.png) ![Share on WhatsApp](https://images.hindustantimes.com/tech/static/revamp/images/png/whatsapp.png) ![Share on WhatsApp](https://images.hindustantimes.com/tech/static/revamp/images/png/whatsapp-hover.png) ![Share on Twitter](https://images.hindustantimes.com/tech/static/revamp/images/png/twitter.png) ![Share on Twitter](https://images.hindustantimes.com/tech/static/revamp/images/png/twitter-hover.png) ![Share on Facebook](https://images.hindustantimes.com/tech/static/revamp/images/png/facebook.png) ![Share on Facebook](https://images.hindustantimes.com/tech/static/revamp/images/png/facebook-hover.png) ![Bookmark](https://images.hindustantimes.com/tech/static/revamp/images/png/Bookmark.png) ![Bookmarked](https://images.hindustantimes.com/tech/static/revamp/images/png/Bookmarked.png) ![Here is how to link bank account with Aadhaar card.](https://images.hindustantimes.com/tech/img/2022/01/14/1600x900/launching-aadhaar-enabled-service-delivery_b1f349fe-42f9-11e8-873d-4d6fb1883171_1642148329800.jpg) Here is how to link bank account with Aadhaar card. (Pradeep Gaur/ Mint) ![Author Photo](https://images.hindustantimes.com/tech/static/revamp/images/png/HTTech-new-circle-logo.png) ### By HT TECH Aadhaar card, which is issued by the Unique Identification Authority of India (UIDAI), contains a 12 digit random number and details of the holder. The Aadhaar number is required by the holder for almost every official and government related work. It can be noted that to enrol yourself for Aadhaar you will have to provide minimal demographic and biometric information and your personal details like name, address, mobile number, etc., during the enrolment process which is totally free of cost. Aadhaar card holders are also asked to link their bank account, PAN and other services with Aadhaar. According to the Supreme Court judgment in the Aadhaar case (494 of 2012), residents are no longer required to mandatorily verify Bank accounts with Aadhaar. But, PAN-Aadhaar linking is mandatory. An Aadhaar card holder can voluntarily use his Aadhaar number in physical or electronic form by way of authentication or offline verification, or in such other form as may be specified by UIDAI. For availing subsidies, benefits, services beneficiaries are required to undergo mandatory Aadhaar authentication. When you link your bank account, demat account, mutual fund account, PAN, etc., with Aadhaar, you secure yourself because no one can impersonate you to avail these services. However, due to an increase in online fraud, people do worry if linking their bank account, PAN, and other services with Aadhaar card make them vulnerable? Also read click here. ## Does linking bank account, PAN, etc., with Aadhaar make you vulnerable? UIDAI has informed that linking your bank account, PAN, and other services with Aadhaar does not make you vulnerable. As your bank information is not shared by the bank with anyone else, no one can have information about your bank account just by knowing your Aadhaar number. Also, UIDAI or any entity for that matter would not have any information about your bank account. ## Why should you link your bank account with Aadhaar? Often the fraudsters carry out transactions and transfer money from someone else’s account to their accounts and go untraced as they generally submit their fake identities to the bank while opening their accounts. They operate bank accounts in fictitious names/companies and run shell companies’ accounts to carry out money laundering or stash black money. Therefore, when all the bank accounts are verified with Aadhaar then it would not be possible for the fraudsters to go untraced and banking as a whole would become more safe and secure as the identity of each bank account holder is established uniquely beyond doubt through eKYC. ## Can a fraudster withdraw money from Aadhaar linked bank account if he knows the Aadhaar number or has Aadhaar card? It can be noted that by merely knowing your Aadhaar number, no one can withdraw money from Aadhaar linked bank account. As in bank for withdrawing money, your signature, debit card, PIN, OTP, etc., is required, similarly for withdrawing money from your Aadhaar linked bank account through Aadhaar, your fingerprint, IRIS or OTP sent to your Aadhaar registered mobile will be required. ## How to link bank account with Aadhaar card online | Time | Tools | Supplies | | --- | --- | --- | | 10 Minutes | Smartphone Desktop Laptop | Updated Browser Internet | Step 1: Login to the internet banking services offered by the bank you hold an account with. Step 2: Look for options saying Add Aadhaar Card or Aadhaar Card Seeding or similar. Step 3: Provide your Aadhaar details and submit it. Step 4: After successful verification your bank account will be linked with the Aadhaar. Catch all the Latest Tech News, Mobile News, Laptop News, Gaming news, Wearables News , How To News, also keep up with us on Whatsapp channel,Twitter, Facebook, Google News, and Instagram. 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