Pay through BHIM UPI Payments App; here’s how to do it right- Explained

To use the BHIM UPI, you will need to first download the application from Google Play Store by searching for ‘BHIM’. The app is not available on iPhones yet.

Once, the app is installed, proceed to set up your profile by choosing your preferred language and verifying your phone number linked with the bank account.

Click on Next and wait for the verification process to be completed.

Once the verification is complete, set up a four digit passcode.

Next, select your bank from the dropbox and the app will automatically pick up your details using your phone number. 

Now, select the primary bank account that will be used for all your transactions and your profile will be ready for transactions.

You can send/ request or scan/pay by tapping any of the available options. Note that the transactions are possible only between verified phone numbers.

If you want to send money to someone, type in their phone number or UPI id or bank details and add the amount to be transferred. 

1. The app will prompt you to input your MPIN or a four or a six digit code that authenticates the transaction and your money will be transferred. Likewise, you can also request money from someone, using their phone number.

If you want to scan & pay, then scan the two dimensional black and white barcode and make the payment.