EPF interest rate of 8.1% approved on your PF; Check EPF balance online now

EPF interest rate has been slashed. So, if you want to check your EPF balance, you can do so online. Check steps here.

Check the step-by-step guide here to know your EPF balance. By the way EPF interest rate has been slashed by the government. (Pixabay)

Here is an update for Employees' Provident Fund Organisation (EPFO) members. The central government on Friday approved an interest rate of 8.1 percent on employees' provident fund (EPF) deposits for FY22. The interest rate on EPF is said to be the lowest in 40 years. The EPFO will now be crediting the interest amount to the individual EPF accounts. Do you know how to check the EPF balance? It can be easily done via the UMANG App, SMS, a missed call, or by visiting the official EPFO website. Before we tell you the steps to check the EPF balance online it can be known that earlier, for 2020-21, the interest rate on EPF deposits stood at 8.5 percent.

How to check PF balance via UMANG App: For checking PF Balance via UMANG App, you will first have to download the app and then log in by entering your UAN and OTP (one-time password) to check the PF account balance.

How to check PF balance via SMS service: You can check your PF balance by sending a text message (SMS) to 7738299899 by typing 'EPFOHO UAN ENG' using your registered mobile number with the UAN (Universal Account Number). It can be noted that the last three digits of the message represents the language in which you want to receive the message. This service is provided in nine languages including Hindi, Bengali, Tamil, Marathi, Gujarati, Kannada, Punjabi, Telugu and Malayalam.

How to check PF balance via Missed call: Registered users can give a missed call to 011-22901406 from their UAN registered mobile number after which they will receive an SMS with details of the PF account balance.

How to check PF balance via EPFO Website

Step 1:

Visit the official website of EPFO.

Step 2:

Select 'Our Services' tab and click on 'For Employees'.

Step 3:

Click on 'Member Passbook' and enter your UAN and password.

Step 4:

Once you do so you will be able to see your passbook. Also you need to know that people who have worked in more than one organisation will have different member IDs to choose from.