Google Pay: Know how to create UPI ID to make online payments

Google Pay user? Know how to create UPI ID on the app to make online payments.

Check step-by-step guide to create UPI ID on Google Pay. (Pixabay)

Online payments have gained pace all over the world, but there is some confusion on how to go about it initially for most people. There are several online payment applications using which you can do so like Google Pay, Paytm, Phonepe, among others. In order to make online payments, you need to have a UPI ID. The offline money transferring process is a bit complex and in order to get rid of the offline process you can use UPI mode of transferring money. It can be known that UPI payments require only a UPI ID/mobile number/QR, which is unique to every user in order to make payments.

What is UPI ID?

You need to have an UPI ID in order to use UPI payment applications like Google Pay, Paytm, among others. But do you know what UPI ID is? According to a Paytm blog post, an UPI ID acts as a virtual payment address for online transactions/money transfers. Every user is required to generate a UPI ID in order to access the UPI services as a unique identifier for the user's identity. The UPI ID acts as a way for the banks to track the user's account.

A UPI ID is written in the format- abcd@bank (where, ‘abcd' can either be your first name, a part of your email address, or your mobile phone number, and ‘bank' is the name/initials/shortened name of the bank – providing services to the UPI app – with some prefix or suffix added in some cases).

How to create a new UPI ID on Google Pay

Time	Tools	Supplies
15 Minutes	Smartphone	Internet

Step 1:

Open Google Pay.

Step 2:

In the top right, tap your photo.

Step 3:

Tap Payment methods.

Step 4:

Tap the bank account for whom you want to create a new UPI ID.

Step 5:

Select “Manage UPI IDs”.

Step 6:

Tap the ‘+’ next to the UPI ID you want to create.

Step 7:

When making a payment, you can select the UPI ID you want under “Choose account to pay with”.