# Apple Pay targeted in Dutch antitrust probe into payment apps | Tech News (HT Tech) > Apple Inc. phones face scrutiny from Dutch antitrust regulators who are probing whether users get a free choice of financial apps with contactless payments. # Apple Pay targeted in Dutch antitrust probe into payment apps ## Apple Inc. phones face scrutiny from Dutch antitrust regulators who are probing whether users get a free choice of financial apps with contactless payments. Aug 21 2022, 00:21 IST ![Follow on Facebook](https://images.hindustantimes.com/tech/static/revamp/images/png/follow-us-facebook.png) ![Follow on Facebook](https://images.hindustantimes.com/tech/static/revamp/images/png/follow-us-facebook-hover.png) ![Share](https://images.hindustantimes.com/tech/static/revamp/images/png/Share.png) ![Share](https://images.hindustantimes.com/tech/static/revamp/images/png/Shareclicked.png) ![Share on WhatsApp](https://images.hindustantimes.com/tech/static/revamp/images/png/whatsapp.png) ![Share on WhatsApp](https://images.hindustantimes.com/tech/static/revamp/images/png/whatsapp-hover.png) ![Share on Twitter](https://images.hindustantimes.com/tech/static/revamp/images/png/twitter.png) ![Share on Twitter](https://images.hindustantimes.com/tech/static/revamp/images/png/twitter-hover.png) ![Share on Facebook](https://images.hindustantimes.com/tech/static/revamp/images/png/facebook.png) ![Share on Facebook](https://images.hindustantimes.com/tech/static/revamp/images/png/facebook-hover.png) ![Bookmark](https://images.hindustantimes.com/tech/static/revamp/images/png/Bookmark.png) ![Bookmarked](https://images.hindustantimes.com/tech/static/revamp/images/png/Bookmarked.png) ![Apple Pay’s terms and conditions for merchant apps and websites are separately the focus of an EU antitrust probe](https://images.hindustantimes.com/tech/img/2020/12/04/1600x900/2020-10-09T220222Z_603394194_RC2AFJ9FU8EG_RTRMADP_3_HEALTH-CORONAVIRUS-GLOBAL-CASHLESS_1607101411570_1607101432217.JPG) Apple Pay’s terms and conditions for merchant apps and websites are separately the focus of an EU antitrust probe (REUTERS) ![Author Photo](https://images.hindustantimes.com/tech/static/revamp/images/png/HTTech-new-circle-logo.png) ### By BLOOMBERG The Netherlands Authority for Consumers and Markets said on Friday it started an investigation into payment apps’ access to near-field communication, which allows people to wave their phones at payment terminals to make purchases. While the regulator didn’t name Apple, it cited concerns that “the software on some smartphones only allows the software developer’s own payment app to connect to NFC communication.” At present, iPhone and Apple Watch users can only make NFC payments using Apple Pay. Banks and other competitors have complained they want the same functionality for their own iPhone apps but that Apple refuses access to the chip. Also read click here. The Dutch authority “will investigate whether limiting the payment apps’ access to NFC communication reduces the users’ freedom of choice,” it said. If it “does establish a violation, it may result in a penalty, such as a fine.” Apple Pay’s terms and conditions for merchant apps and websites are separately the focus of an EU antitrust probe. The EU is also weighing legislation that could force Apple to open up NFC to competitors. While Apple declined to comment directly on the investigation, it said it “designed Apple Pay as a simple and secure way for customers to use the payment card of their choice on their Apple devices.” It said it competes every day, “working with banks, fintechs and merchants to be the best payment option for business and consumers across the Netherlands.” By Aoife White Catch all the Latest Tech News, Mobile News, Laptop News, Gaming news, Wearables News , How To News, also keep up with us on Whatsapp channel,Twitter, Facebook, Google News, and Instagram. 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